Private Car

We provide Comprehensive Cover for clients aged 21 to 74 who pay higher than average premiums. Whilst we do not offer terms for every risk, we quote for many which are declined by most insurers within the Motor Insurance Market.

This may be due to:

  • A high group vehicle or one that has been modified.
  • High vehicle value (up to a maximum of £80,000).
  • The client having made one or more claims or has received motoring convictions.
  • Low or no NCB.
  • The client has a low credit score or received a CCJ.
  • The risk is based in an inner-city area.
  • A combination of reasons listed above.

Please note we may decline to quote for reasons not specified in this summary